You may view, download and print selected and limited sections or portions of the materials and content provided on the site, all solely for your personal, non-commercial use provided that any copyright, trade-mark or other proprietary notices are retained. You may not modify the Content or re-publish, re-transmit, or otherwise distribute directly or via links any Content to any third person except for your personal, non-commercial use. You may not link directly to the Web site  if you sell ads on your site or charge a subscription fee to use or access your site without our express written permission. Absolutely no framing of the Web site and its contents or any part thereof on any commercial or non-commercial internet site is permitted. Any use in violation of these limits shall constitute a violation of the terms of this agreement.

Except as expressly provided in these terms and conditions; any reproduction, distribution, sale, publication, modification, translation, re-transmission, of the web site and its contents  in whole or in part, without our prior written permission, is strictly prohibited.  We reserve the right to suspend or terminate offenders from the  use of the Web site immediately, without notice, in our sole discretion.

You agree to use the web site and its contents for lawful purposes only and in a manner consistent with all applicable local, national or international laws, rules and regulations.

These terms and conditions are governed by Canadian laws which apply to the use of the Web site and its contents by you, notwithstanding your domicile, residency or physical location. The Web site and its contents are intended for use only in jurisdictions where they may lawfully be offered for use and not intended for use where prohibited by law.

Content on the web site should not be construed as investment advice. The information provided in this web site is of a general nature and is provided with the understanding that it may not be relied upon as, nor considered to be, the rendering of tax, legal, accounting, or professional advice. For taxation and financial planning advice, users are advised to consult their own professional advisors for advice based on their specific circumstances before taking any action.

The Web site are provided "as is" without warranty of any kind. Use of this site, the content and the services is at your own risk. We do not make any representations, warranties or conditions about the quality, accuracy, reliability, completeness, currency, or timeliness of the Web site and the content. We  do not assume responsibility for any errors, omissions or inaccuracies in the Web site. Further, the accuracy and/or completeness of information presented on this web site is not in any way guaranteed by us.

We cannot guarantee the compatibility of your system(s) with the Web site.  Further, we cannot guarantee that the Web site will be free of viruses or other malicious code with damaging, disabling or contaminating  properties. You are responsible for protecting your System(s) with adequate secuirity measures to safeguard the integrity of your system(s). You are responsible for the costs rising from upgrades, instals, service or repairs to your systems as a result of your use of the Web site.

The Site may contain hypertext links to other web sites of third parties. Such hypertext links should not be construed as our express or implied endorsement of any linked web site or an affiliation with their owners or operators. We cannot and do not warrant the quality, accuracy, reliability, completeness, currency, timeliness, non-infringement, merchantability or fitness for a particular purpose of any information, data, or services available through these web sites, and we disclaim any opinions expressed on such web sites.